Whether your wanting to insure that 1956 Chevy Bel Air, or 2015 Lamborghini Aventador, Michael Smith Insurance Solutions will do the shopping for you, we make finding the right classic car insurance policy easy. Let us help you find the policy you need at a rate you can afford.
With most companies, any car that is 25 model years old, is considered a Classic Car. Any car that is considered to have a limited model run is considered Exotic/Limited. Even though it is domestic, the Chevrolet Corvette fits in this category, whether it is a 1967 Stingray, or a 2016 Stingray.
We understand the bond that a man or woman has with their car, washing and waxing every week, preparing for that weekend’s car meet up, showing off that new exhaust, or finally finding that one part you have been missing. You wouldn’t leave your dream car outside in the rain, so make sure you cover your car with the perfect insurance.
Classic or exotic cars are typically insured differently than your daily driver, these are typically weekend/show cars. These cars usually have top notch paint and parts, are meticulously taken care of, and that combination does not come cheap. If or when the unfortunate happens, you want to make sure that you are covered properly, and so do we.
Classic and exotic car insurance policies are usually rated by yearly mileage use, where and how they are driven. This all impacts acceptability and rate, along with driving record history, and how the car is stored when not in use.